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It may be 2023, but taxpayers still have time to make last-minute retirement contributions that could lower their 2022 tax bill.
While most tax-saving moves must be done by Dec. 31 to count for that year’s return, certain retirement maneuvers related to traditional and Roth IRAs can be done several months into the next year. For these transactions, tax year 2022 actually doesn’t end until
April 18, 2023—or even later for some.
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