How Much Is the Standard Deduction and Should I Take It on My Tax Return?

[ad_1] Listen to article (1 minute) When it comes to filing your taxes, one of the first big decisions to make is whether you will be taking the standard deduction…

What Fed Rate Cuts Mean for Home Buyers in 2024

[ad_1] Getting a mortgage should be slightly less painful in 2024. On Wednesday, the Federal Reserve said it expected to cut interest rates three times next year. The Fed’s forecast…

Could You Benefit From Credit Counseling? Answer These Questions First

[ad_1] Households grappling with high-interest debt and the resumption of student-loan repayments could benefit from expert advice. [ad_2] Source link

Washington Quietly Scrapped a Plan to Save Homeowners Thousands of Dollars

[ad_1] WASHINGTON—The Biden administration pushed to save homeowners thousands of dollars in closing costs on certain mortgages, part of a broad effort to slash fees and save Americans money. Objections…

The Trillion-Dollar Win Hiding in Your Mortgage

[ad_1] It is time to look more favorably on your mortgage. The leap in interest rates of the past two years means that an old fixed-rate loan should be thought…

When AI Denies Your Loan Application, Should You Be Able to Appeal to a Human?

[ad_1] More decisions are being made by machines. What should those affected be told? Readers weigh in. [ad_2] Source link

The Sales Pitch for an 8% Mortgage: Buy Now, Refinance Later—for Free

[ad_1] Lenders have a proposition for home buyers who can’t stomach an 8% mortgage rate: Buy now, and refinance later for free. Lenders are making these offers because the market…

The Mortgage Market Is So Bad Lenders Want Ex-Employees to Give Back Their Bonuses

[ad_1] The mortgage industry is notoriously feast or famine, but there’s no obvious way out of this bust, and many mortgage companies are growing desperate. [ad_2] Source link

Three Things Home Buyers Can Ask for Now

[ad_1] There may be wiggle room on everything from mortgage rates to closing costs. [ad_2] Source link

Waiving the Appraisal Gap Can be Both a Bargaining Chip and Big-Time Risk for Home Buyers

[ad_1] By Robyn A. Friedman Sept. 3, 2023 9:00 pm ET Listen to article (2 minutes) While luxury home sales have declined in many markets, pockets of heated activity remain,…