Asian banks lure investors with safety amid US-led banking turmoil

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The US-led banking turmoil is driving money into Asian assets, with investors betting that China and the region’s emerging economies are in a better position to weather the fallout.
 

A Citibank analysis of global financial conditions shows Asian financial markets have tightened less than in the US and most Asian currencies have gained ground against the US dollar. An index of financial stocks in the region, excluding Japan, has risen since March 10 — the day Silicon Valley Bank collapsed — compared with an almost 10% drop in the American banking index over the same period. 

“We think Asia still remains relatively well-insulated,” said Johanna Chua, managing director and head of Asia-Pacific economic and market analysis at Citi. “A US-centric slowdown means the US dollar will track lower, which is more supportive of capital flows in Asia.”

Economists say one factor working in favor of Asia-Pacific is a generally softer pivot in monetary policy, with central banks in Australia, South Korea, Indonesia and India among those pausing their tightening cycles. China, with its easing monetary policy and a belated re-opening from Covid, is the top attraction for investors.

China’s rebound is expected to percolate throughout the region, which also benefits from supply-chain diversification, booming commodities and a lack of excessive debt growth, said Frederic Neumann, chief Asia economist at HSBC Holdings Plc in Hong Kong.

Citi’s Chua reckons that Hong Kong and Thailand, which benefit from China’s re-opening, and domestic services-led economies like India and the Philippines “look relatively more resilient” to a global growth shock. “Small, open economies” like Singapore, Vietnam, South Korea, Malaysia and Taiwan would likely be more vulnerable to those spillovers.

The banking turmoil may also mean that Asian tech money invested in the US could now begin to make its way back. 

“Within Asia, I think Singapore will be the major beneficiary,” said Prashant Newnaha, macro strategist at TD Securities. “Singapore has strong legal and banking frameworks and is looking to establish itself as the leader in tech and crypto within the region.”

Still, there are risks. Recent gloomy factory data from China damped confidence about the speed of the nation’s rebound. And China’s worsening relationship with the US increases the potential risks of investing in places such as Hong Kong and Taiwan, Invesco’s Chao said. 

Moreover, Asia isn’t totally immune to the financial instability that spread from the US. 

“The outlook really depends on whether things stabilize in Europe and North America,” said Jonathan Kearns, chief economist at Sydney-based investment management firm Challenger Ltd and a former Reserve Bank of Australia official. “If there is some degree of ongoing turmoil, it will spill to Asia as well.”

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